Couple sues Fifth Third Bank for attempts to collect unowed debts

Agreement, what agreement?  You pay us what we say you pay, not what we agreed to.  Capice?

On Oct. 21, 2008, the Bells claim the bank offered them a loan modification that reduced their monthly obligation from $938.11 to $733.03, with a $497.94 payment in principal and interest plus a $235.09 escrow payment; an interest rate of 4.25 percent; an extension of the term for repayment period; making the loan current again; and making the first payment of $733.03 due on Jan. 1, 2009.

On Oct. 23, 2008, Mr. Bell confirmed the terms and conditions of the loan modification with Mark Pike of the Fifth Third loss mitigation department, according to the suit.

The Bells made their scheduled payment on Jan. 1, 2009, but on Jan. 16, 2009, they were informed by Fifth Third Bank that their mortgage loan modification had been approved but “in direct contradiction to the terms and conditions of loan modification agreement stated that their new payment would be $653.28 in principal and interest…with payments now retroactively due beginning Dec. 1, 2008,” according to the suit.

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